Warm credit can be pre-screened within 10 minutes at the earliest, and loans can be issued within 1 working day to meet the rapid and convenient financing needs of individual industrial and commercial households. Warm Credit aims at the financing needs of individual industrial and commercial households that are "small, scattered, frequent and urgent", actively explores the mode of "supporting loans with loans" and innovatively launches credit fast loan products with the characteristics of online loan application, mobile phone cash withdrawal and loan repayment.