In China, it has been difficult for farmers to apply for mortgage loans. The key is that farmers have no collateral. Now, the land owned by farmers can also be used as collateral to apply for mortgage loans. How to apply for rural land mortgage loan? What is the application process?

Land mortgage loan process:

1 First of all, according to the loan amount to be applied for and the mortgage rate promised by the bank (loan amount/mortgage evaluation value), the total evaluation value of the collateral is reversely deduced.

2. Consult the real estate appraisal agency for the highest appraisal unit price that can be reached when evaluating the target collateral, and then divide the total appraisal value calculated in the first step by the highest appraisal unit price to calculate the required collateral area.

According to the collateral area calculated in the second step above, first draw the land area that meets the conditions of bank mortgage loan on the CAD plan.

Take the regional map of mortgaged land drawn by yourself in the third step, and then go to the cadastral office of the Bureau of Land and Resources to carry out land mapping and draw a mortgage mapping map.

5. According to the mortgage mapping, go to the real estate appraisal agency for appraisal and issue an appraisal report.

6. Go to the Cadastral Section of the Bureau of Land and Resources with the evaluation report and relevant company certificates (business license, organization code certificate, etc.). ) mortgage registration, fill in the maximum mortgage loan contract, provide the bank with the loan application and the resolution of the shareholders' meeting (or the resolution of the board of directors) that the company agrees to mortgage the target plot.

Fill in the maximum mortgage loan contract, provide relevant information as required by the bank, and wait for the bank to lend money. At this point, the whole mortgage loan procedure is basically completed.

How to write an application for enterprise mortgage loan

Loan application (model essay)

_ _ _ _ _ _ Bank _ _ _ Branch:

_ _ _ _ _ _ Company is a key joint-stock enterprise in this district. In order to solve the difficulties in the production and operation of working capital, our company has applied to your bank for a working capital loan _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Basic information of the enterprise: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ It is estimated that the annual output value will reach _ _ _ _ million yuan in 20 14, and the sales income will reach _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Our products passed the international quality system certification in. In recent years, it has undertaken a number of projects, won the trust and praise of customers, and was rated as an advanced enterprise of "honoring contracts and keeping promises" by the municipal, district and industrial and commercial administrative departments.

2. In order to make the enterprise successfully leap over the innovation of moving the factory into the mine and promote the smooth development and growth of the enterprise, according to the actual needs of the company's production and operation, we hereby apply to your bank for granting our company a working capital loan of _ _ _ _ _ _ million yuan to solve the problems in the process of production and operation.

Three. Regarding the loan term, according to the company's market and mine production this year, the loan term is two years.

Four. Loan collateral: Our company applies for this loan with the existing land and attachments on the ground as loan collateral.

The company promises to repay the principal and interest on time with a high degree of integrity and repay your concern and support for the enterprise with practical actions.

_ _ _ _ _ company

20 14 _ _ _ _ _ _

How to write a payment application

Question 1: How to write the loan application, buddy? You still have to rely on Baidu.

Question 2: How to write a personal loan application form for personal loans?

Xx bank:

I am a resident of Guanzhou Town along the Yangtze River and have been engaged in commercial activities for several years. Mainly engaged in cake shops, advertising, building materials, cement wholesale and retail, Heishui Mountain Wangdian quarry factory (joint venture) and other projects. The monthly income of this family is about 20000 yuan. In urgent need, we are now applying to your bank for a personal loan of RMB1200,000 yuan (one million two hundred thousand) with a term of five years. We also agree to mortgage a commercial house (private property) in the municipal center near National Highway 326 in Guanzhou Town, and agree that your bank can inquire personal information from other financial industries to understand personal credit status.

I follow the principle of honesty and credit, open a deposit repayment account in your bank, and guarantee to repay the principal and interest on time. At the same time, I accept all legal collection measures of your bank and voluntarily bear all consequences.

Loan applicant:

Loan guarantor:

Date, year and month

Model application for personal loan II

loan application

Credit cooperative (branch):

Living at home with the loan applicant, ID number (household registration book) and loan certificate number. Now, due to the need of development and lack of self-owned funds, I hereby apply to your company for a loan of RMB for a period of months. Ensure that the loan is repaid on time and used according to the purpose. Please give a solution according to my credit situation.

Applicant (signature):

Date, year and month

Question 3: How to write the personal bank loan application form? You can go to an online loan company, Dianyin Online, and make a sample. I think it's better to know and compare in detail and find the one that suits you best. I visited a loan website, which seems to be called Dianyin Online. It seems to be working with the bank. Everything is synchronized with the bank, regardless of interest, repayment method and term. It is also an online financial platform recognized by the China Banking Regulatory Commission, with many loan products. They will not charge any extra fees in any name before the bank formally lends money to users (this is the biggest difference from ordinary private lending institutions). Personally, I think it's good. It's quite formal. I suggest you try. It may have the loan information you want.

Question 4:/kloc-how to write the application for ordinary loan of 0/00000? Have some qualifications

Question 5: Sample personal loan application form:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Question 6: How to write a loan application? What must be included in the loan application: name, address, ID number, occupation, loan demand, self-raised amount, use of funds and source of repayment. Your contact information, let me briefly demonstrate it below.

Application form/application

XX bank:

Borrower xxx, address: xx county, xx city, ID number: (123 Fu56789), now engaged in non-staple food business, with complete procedures. As the Spring Festival is approaching, I have purchased xx products by myself. Due to lack of funds, I hereby apply for a loan of 500,000 yuan from your bank for a period of 12 months.

I hereby apply. Thank you for your approval.

Applicant: XXX Tel: 139? 74 1 10

Date of application:

Question 7: How to write an application for enterprise mortgage loan The following points should be noted: 1. Precautions 1. If the goods (including production equipment) imported with tax reduction or exemption exceed the period of customs supervision, the enterprise may sign a mortgage loan contract with the bank on its own. General Administration of Customs 124. 2. For the goods under customs supervision (including production equipment) within the period of customs supervision, if an enterprise applies for mortgage payment from a bank, it must apply to the customs with relevant supporting documents in advance, and the goods can be mortgaged only after approval by the customs. 3. Only when the enterprise has a good credit standing, can it abide by the customs regulations, and there is no smuggling violation, can the customs be allowed to handle the mortgage formalities. 4. The sum of the bank mortgage loan amount and the tax payable of the specific duty-free imported goods shall be less than the actual value of the specific duty-free imported goods. 5. Enterprises shall not apply for the establishment of loan collateral for goods (such as automobiles) that are subject to quota license management in bonded imported goods, temporarily imported goods and specific goods with tax reduction or exemption. 2. Submit a written application for mortgage loan (summary) ● General situation of the enterprise: including the name, nature, registered capital and legal address of the enterprise; ● Business overview: products, annual output value, annual profit, import and export volume; ● The reason, amount, purpose and function of the loan, and the borrowing bank; ● Mortgaged equipment: equipment name, import value, and use status; ● Guarantee: During the period of customs supervision, the above equipment shall not be transferred or mortgaged without customs approval; If it is necessary to change the price to offset the loan, it is guaranteed to get the customs approval in advance and pay the customs duty first, and then pay off the rest. ● The enterprise shall sign and affix the official seal, and the legal person shall sign. Three. Provide the attached relevant documents 1, mortgage loan notice in triplicate, and mortgage loan equipment list; 2. A copy of the import declaration form of the mortgaged equipment; 3. A copy of the import invoice of the mortgaged equipment; 4. Copy of the registration certificate of the self-care customs declaration unit; 5. Copy of business license (photocopy); 6. Enterprise Asset Registration Manual. Domestic-funded enterprises need to provide a copy of tax exemption certificate.

Question 8: How to write a personal loan application to the company? loan application

I am from XX village, XX township, XX county, XX city, and live in. XX village, XX county, XX city. I am XX years old now. Engaged in XXXX industry. At present, due to the needs of production and operation, the working capital is XX million yuan, and there is still a gap of XX million yuan since self-financing. I hereby apply to XX for a loan of XX million yuan with the property right of XXX under the name of XXX as collateral, and hope to handle it.

I am here to convey

welcome

Applicant: XX

XXXX year x month x day

This is an application for a bank loan. I wonder if the labor security office and the bank are of the same nature. If it is a poverty alleviation organization, it is not necessary to say that it is used for working capital as I wrote above. If a bank is an enterprise or institution, it must be said to be working capital, because the state now controls the financial sector to issue fixed assets investment loans. As for collateral, it's the same. If the bank will definitely ask you for a mortgage, it will not be used for poverty alleviation. You should contact the other party first, after all, the initiative is in the hands of others, and borrowing money is not just a paper application.

Question 9: How to write the loan application form of China Construction Bank to teach you to save money and trouble in loan decoration? 1. The borrower applies for a loan. The applicant goes to the branch and business department of the bank branch (hereinafter referred to as the loan bank) to collect and fill in the Application Form for Personal Housing Decoration Loan of China Construction Bank, and provide the following materials to the law firm or notary office recognized by the loan bank: (1) Original and photocopy of valid identity certificate; (2) A borrower's income certificate issued by a department recognized by the loan bank; (3) List of title certificates, ownership certificates of mortgaged or pledged property, and proof that the person who has the right to dispose of the property (including the property owner) agrees to dispose of it. If the guarantee is provided by a third party, a written document and relevant credit certification materials that the guarantor agrees to provide the guarantee shall be issued; (four) there is a "Beijing family room decoration project construction contract" signed with the decoration enterprise, and the decoration enterprise must sign a "cooperation agreement" with the China Construction Bank branch; (five) the house ownership certificate or lease contract of the renovated house registered by the Municipal Housing and Land Administration; (6) Other conditions stipulated by the lending bank. Investigation (decoration laws and regulations) The law firm or notary office investigates the credit status, repayment ability and authenticity and legality of the materials of the loan applicant and guarantor, and issues a legal opinion or notifies the loan applicant who does not meet the loan conditions within 5 working days after receiving the above materials and returns all their materials. Three. Bank Approval After receiving the legal opinion issued by the law firm or notary office, the lending bank will review it. Four. Open an account for the borrower and go through the insurance formalities. After the loan bank agrees to issue the loan, it shall notify the borrower to open a current savings account (passbook, savings card and credit card) in the bank as the designated account for repayment. For loan applicants who apply for loans by mortgage, banks should guide them to fill out insurance policies correctly and pay premiums. V. Signing a Loan Contract The borrower shall sign a loan contract at the loan bank with the original current savings passbook or savings card or credit card and insurance documents. The intransitive verb loan contract takes effect and the funds are transferred to the borrower's account. Seven. The starting point of personal durable consumer goods loan is 3000 yuan (inclusive). If the collateral is secured by mortgage, the value of the collateral shall be assessed in accordance with the relevant provisions of the Construction Bank, and the loan amount shall not exceed 70% of the assessed value of the collateral; In case of pledge, the maximum loan amount shall not exceed 90% of the value of the pledge right certificate; If credit or third-party guarantee is adopted (the guarantor is a natural person or legal person), the loan amount shall be determined according to the credit rating of the borrower or guarantor, and the maximum amount shall not exceed 600,000 yuan. Eight, the shortest loan period is half a year, the longest is 5 years (including 5 years). Nine, the loan interest rate according to the provisions of the people's Bank of China loan interest rate for the same period, and can be implemented within the scope of the provisions of the people's Bank of China.

Question 10: How to write the loan application form of rural credit cooperatives? To apply for micro-credit loans, farmers should first apply for loan certificates from local rural credit cooperatives. After receiving the application, the rural credit cooperatives shall evaluate the applicant's credit rating, and according to the evaluated credit rating, verify the credit loan amount of the corresponding level and issue loan vouchers. When farmers need micro-credit loans, they can apply directly to rural credit cooperatives with loan vouchers and valid identity documents. When receiving the loan application, the rural credit cooperatives shall review the purpose and amount of the loan and issue the loan after passing the examination.

It should be noted that according to the current regulations, only loans for agricultural production costs such as planting and aquaculture are provided; Agricultural machinery loan; Only by focusing on agricultural pre-production, mid-production and post-production service loans and consumer loans such as purchasing daily necessities, building houses, treating diseases and sending children to school can farmers use micro-credit loans.

How to write the loan application?

Loan application bank: our company is a loyal customer of your association and a key support object of your association, and has a good credit for many years. Engaged in processing for many years, with good business performance and rich business experience, the current working capital reaches 10000 yuan. Thanks to the county government's strong support for the industry for many years, the support of the national industrial policy and the preferential policies for minority enterprises, enterprises, as one of the pillar industries in the county, have brought great development. Therefore, in order to continue to seize opportunities and expand business opportunities, we must expand reproduction. This requires strong financial guarantee as the backing and strong support from the financial sector. Therefore, the company needs to borrow10,000 yuan as supplementary working capital, and we hope your bank will approve it. Because the company is in good operating condition, strong management ability, strong operating ability and profitability, high reputation and promising development prospects, in order to expand the scale of operation and make the enterprise bigger and stronger, but the liquidity of the enterprise is insufficient, we are now applying for a loan from your bank as a short-term liquidity loan. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on time with the company's sales revenue and cash inflow to ensure your bank loan. First, the basic situation of the company. In the industrial park, it covers an area of mu, with a building area of square meters, organic platforms (sets) and production lines. The company was recognized by the State Ethnic Affairs Commission as a designated production enterprise of ethnic minority articles, and developed into a leading backbone enterprise of county industry and a "232 1" labor training base. The company operates steadily, with advanced business philosophy and high management level. Two. Assets and liabilities of enterprises At present, the total assets of the company are RMB yuan, including fixed assets, inventories, accounts receivable and other assets. The company borrowed10,000 yuan from CCB,10,000 yuan from Chengnan Credit Cooperative and10,000 yuan from accounts payable. Percentage of assets and liabilities. Three. In the process of development, the company actively adjusted its business strategy and paid attention to the development and maintenance of the sales market. In 2006, 65,438+0,000% order management has been achieved, and the passive management situation of blind acquisition has been completely shaken off. Established a long-term cooperative relationship with the company and Shenzhen Co., Ltd. Strict quality control in production has won many customers with high-quality products. The processing and management strategy without plush has been implemented, and good market and economic benefits have been achieved at present. In 2005, the company realized a total operating income of billion yuan and paid taxes of billion yuan. In 2006, the total operating income reached billion yuan, which was turned over to the state treasury. Four. Company development Our company has established a modern system in accordance with the company law, and a modern enterprise framework has been formed. Pay attention to integrity construction, technological progress and institutional innovation. Over the years, with perfect management and high and low market prices, we have been making steady progress. In the process of operation, we strictly control the collection and sale, pay close attention to the market conditions, operate flexibly, have a strong sense of risk and have a high degree of sincerity. Over the years, our business is booming and getting bigger and bigger. The company's production and operation have entered a good cycle state, the capital operation is normal, the management process is orderly, the development is steady and sustained, and now it has good profitability. V. Purpose and repayment source of the loan The company loan is used to supplement working capital and purchase raw materials. The source of repayment is sales return. We believe that with the support of your bank, our company will continue to be bigger and stronger and become a leader in the industry. I hereby apply for an enterprise legal person: Product Co., Ltd.

Conditions and procedures for applying for land mortgage loan

The concept of land use right is that land use right refers to the right of a unit or individual to possess, use, expect annualized expected income and limited disposal of state-owned land or collective land according to laws or agreements. So what conditions do you need to meet when applying for land mortgage loan, and what is the specific operation process?

Land mortgage loan conditions

1. The mortgage of land use right should be based on initial land registration and obtaining land use certificate;

2. The land use right obtained by means of allocation, lease or shareholding shall be mortgaged together with the buildings on the land with the consent of the land management department at or above the county level (applicable to real estate companies); The land use right obtained from the transfer can be mortgaged (farmers), but the land transfer fee needs to be paid.

3. The mortgage of land use right should first be evaluated by land price.

Whether applying for mortgage loan of land use right by means of transfer or lease, we must first entrust an intermediary agency with land evaluation qualification for evaluation. Finally, the mortgagor and the mortgagee sign a mortgage contract.

4. Apply to the land management department for a mortgage permit.

The mortgagor shall apply to the local land management department for the "mortgage permit", and the land management department shall determine the mortgage rate and the maximum mortgage amount according to the regulations.

Land mortgage loan process

1. First, according to the loan amount to be applied for and the mortgage rate promised by the bank (loan amount/mortgage evaluation value), reverse the overall evaluation value of the collateral.

2. Consult the real estate appraisal agency for the highest appraisal unit price that can be achieved in the appraisal of the target collateral, and then divide the total appraisal calculated in the first step by the highest appraisal unit price to calculate the required collateral area.

3. According to the collateral area calculated in the second step above, first draw the land area that meets the conditions of bank mortgage loan on the CAD plan.

4. Take the regional map of mortgaged land drawn by yourself in the third step, and then go to the Cadastral Division of the Bureau of Land and Resources to conduct land mapping and draw a mortgage mapping map.

5. According to the arrival of the goods and the mapping map, go to the real estate appraisal agency for appraisal and issue an appraisal report.

6. Go to the Cadastral Department of Land and Resources Bureau to register mortgage and fill in the maximum mortgage loan contract, with the evaluation report and relevant company documents (business license, etc.). ) together with the bank loan officer. At the same time, provide the bank with the loan application and the information of the shareholders' meeting (or the resolution of the board of directors) in which the company agrees to mortgage the target plot.

7. Fill in the maximum mortgage loan contract and provide relevant information as required by the bank, and then wait for the bank to lend money. At this point, the whole mortgage loan procedure is basically completed.

This concludes the introduction of land mortgage loan application form and land mortgage loan application form template. I wonder if you found the information you need from it?