Information to be provided for commercial loans of provident fund in different places:
I. Proof of deposit and use of housing provident fund for employees with loans from different places.
Two, "Handan individual housing provident fund loan approval form" in triplicate.
Three, the applicant's identity card, residence booklet or valid proof of identity (need to prepare the original and five copies).
(1) Married and the other half has a regular job, you also need the other half's ID card, household registration book or valid identification.
(2) If a single person or spouse has no fixed job and needs a guarantor, the guarantor has a fixed job and needs the guarantor to fill in the corresponding information on the loan application form.
4. Proof of marital status. (this item mainly depends on the marital status information of the household registration book. Married, provide a marriage certificate; Divorced, provide divorce certificate, widowed, provide cremation certificate or death certificate; Single, sign a declaration of unmarried). (5 originals and copies are required)
Verb (abbreviation of verb) commercial housing sales contract (5 originals and 5 copies are required)
Intransitive verb unified invoice for real estate sales (registration form) (5 originals and copies are required)
Seven, "real estate registration certificate" (need to provide the original and two copies)
Second, what materials are needed to issue a certificate of housing provident fund loans in different places?
The Ministry of Housing and Urban-Rural Development clearly stipulates that the loan of provident fund in different places shall be handled according to the following procedures (including materials):
1. Loan City Provident Fund Center accepts the consultation of employees' loan business in different places, and informs them of the materials needed for loan review at one time.
2 employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the loans paid by employees according to their applications. For employees who have not used the housing provident fund personal housing loan or whose first housing provident fund personal housing loan has been settled, they will issue certificates of deposit and use of the housing provident fund for employees who have borrowed from different places.
3. After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places.
4. During the loan repayment period, if the individual account of the housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account.
5. In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee provident fund account can be deducted according to the loan contract to repay the loan.
3. Can housing provident fund loans from different places in the same province be used?
Yesterday, the signing ceremony of the provincial housing provident fund cooperation agreement in different places. Workers who have paid housing provident fund can apply for individual housing provident fund loans at the place where they purchase houses when they buy houses in different towns. According to Sang Weijing, the chief planner of the Provincial Department of Housing and Urban-Rural Development, with the gradual increase of personnel mobility, employees who pay housing provident fund locally and use spear provident fund in different places have strong demand for loans from different places. The province signed the Cooperation Agreement on Housing Provident Fund Loans in Different Places, which opened the channels for cross-city residents to use housing provident fund loans in different places, and solved the problem that employees who paid housing provident fund could not use housing provident fund loans in different places, which was introduced for the next housing work in the province. This move breaks the geographical restrictions of the original housing provident fund loans and is conducive to the overall competitiveness; Conducive to the use of political capital; It is conducive to promoting housing consumption and promoting the healthy development of the real estate market; It is conducive to continuously improving the living conditions of the majority of residents and realizing the leap-forward development of the goal of "living and living".
4. Can Tianjin's housing provident fund buy a house in Handan?
If you buy a house in other places, you can withdraw the balance from the Tianjin provident fund account after buying a house, which can be used to repay the loan or for other purchases.
However, it is not yet possible to buy a house in other places with Tianjin's provident fund loan. Although relevant documents have been issued in China, cross-regional loans need the cooperation of regional provident fund centers. Because the provident fund policies in different places are not the same, and the specific implementation rules have not yet been issued, it is impossible to lend across regions.