Just fill in the reasons for the student's application for renewal of the loan truthfully. The common reasons are family financial difficulties, unstable income and inability to pay tuition fees. When applying for student loan extension, you need to log in to the online student loan system, fill in the loan extension statement, and you can get the loan from the bank after passing the examination. When renewing the loan, it should be handled within the specified time. Student-origin student loan refers to the student loan issued by China Development Bank to eligible freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment. Student-origin student loans are mainly for undergraduates, postgraduates and second-degree students in full-time undergraduate colleges, higher vocational colleges and junior colleges. The loan amount does not exceed 8,000 yuan per person per academic year, which is an integer between 1000 and 8,000. In principle, it is used for students' tuition and accommodation during school. Students applying for student loans need to have no bad credit records; Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the same county (city, district), etc. After two years of normal schooling, students begin to repay the loan principal in installments according to the loan contract.

Legal basis: 2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their school days will be fully subsidized by the government.

On July 2 1 2020, the Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Adjusting and Perfecting the Relevant Policies of National Student Loans (J.J.Z. [2020] No.4), clearly proposing to adjust the relevant policies of student loans from three aspects: repayment grace period, loan term and loan interest rate.