Submit a written application one week to one month in advance and agree on the repayment date. Official website, Jiangyin Rural Commercial Bank, said that customers need to submit a written application one week to one month in advance to agree on the repayment date. On the appointed date, bring your ID card and the loan contract signed with the bank to the bank to fill in the loan repayment application form and prepayment agreement, and deposit the money to be repaid into the account for withholding the loan principal and interest according to the requirements of the bank, which will automatically deduct the money.