1, loans overdue, public officials cannot repay loans as follows:
(1) You can sue the court for repayment, and the court will make a judgment according to law;
(2) After winning the case, if the other party refuses to perform, the winning party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution;
(3) After accepting the enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law.
2. Legal basis: Article 193rd of the Criminal Law of People's Republic of China (PRC).
The crime of loan fraud belongs to one of the following circumstances. Whoever defrauds banks or other financial institutions for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:
Fabricating false reasons such as introducing funds and projects;
(two) the use of false economic contracts;
Using false documents;
(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;
(5) obtaining loans by other means.
Second, what will happen to public officials who owe credit cards?
Because the credit card has not been repaid, the main consequences are:
1, which will generate high overdue interest;
2. Will be sued by the bank to the court, resulting in economic losses such as legal fees and attorney fees;
3. Individuals will have bad credit records, which will have an impact on future bank cards and loans;
4. If the amount owed exceeds 6,543,800 yuan, it constitutes the crime of credit card fraud and should be investigated for criminal responsibility.