At present, the annual interest rate of provident fund loans for more than five years is 3.25%. Under the condition of constant interest rate, the repayment method of equal principal and interest is adopted, and the monthly repayment amount is 957.45 yuan. The repayment amount is decreased month by month by the average capital method.

Some China Merchants Banks have launched provident fund loans. You can visit China Merchants Bank Online Customer Service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 provides consultation on loan cities and loan purposes.