Recently, a friend in Bian Xiao wanted to buy a house and asked such a question. He wants to apply for housing provident fund personal housing loan, but he doesn't know what conditions need to be met.

I don't know if my friends have encountered this problem. Today, Bian Xiao will answer this question. Let's have a look.

Apply for housing provident fund personal housing loans must meet the following conditions:

(1) On-the-job employees who pay the housing accumulation fund in full and on time according to regulations and have full capacity for civil conduct.

(2) Have a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

(3) there is a prescribed down payment for the purchase of owner-occupied housing;

(4) It must be a self-occupied house purchased and built in this city;

(5) Guarantee shall be provided in a way recognized by Hebi Housing Provident Fund Management Center;

(6) I and my spouse have no outstanding housing provident fund loans;

(seven) to apply for off-site loans in this city, it is necessary to meet the relevant conditions of off-site loans;

(8) Other conditions stipulated by Hebi housing provident fund management institution.