It’s not reliable. You should go to regular platforms or banks for online loans. Niche lending platforms are not reliable. Xiaobai Youka opened without registering as a member, and then it was prompted to register as a member but had no choice but to register as a member 99. Yuan, and then immediately asked for a refund based on the feedback, but no one paid attention. If you file a refund yourself, you should have a chance to get a refund. I just don’t know if anyone has succeeded.

Xiaobai Youka is not new. It came out two months ago. However, at that time, I only saw it on platforms such as Yangqiangan and Haoxiangdai because the system prompted me to purchase a membership card. , so many users gave up directly, thinking it was a fake. But in fact, the claim is true, but the pass rate is not that high. As for the membership card and the payment, there is no direct relationship, so users who want to apply do not need to buy it. The current review method used by Kouzi is similar to that of other products. After the initial review by the platform, it must be reviewed by the sponsor, so you can pay more attention to the sponsor when applying. Loan amount: up to 200,000. Borrowing period: up to 12 periods. Application conditions: Age 22-55, mobile phone operator certification for no less than 5 months, non-student user. Application materials: identity authentication, basic personal information, mobile phone number authentication, bank card binding, contact information, etc. Whether to check the credit report: Apply without checking, the employer will decide whether to check the credit report if it is overdue

Application guide:

1. This channel is indeed a new product that has been launched recently. product, and according to feedback, the pass rate has been very good since its launch. There have been many cases of brothers following suit. If you need it, you can apply and give it a try.

2. No return call will be made after submitting the information. The initial loan amount is generally 5,000-12,000, and the cycle can be divided into 12 installments.

3. After submitting the information for this product, if it shows a loan supermarket or shows that you need to purchase a membership, these two situations mean that it has been declined. Please do not pay to activate the membership. If the information is approved after submission, the available loan limit will be displayed, and you can click on withdrawal to match the funds.