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What does it mean to be classified as a faithless person after receiving this consumer finance short message saying that I am overdue for a long time?
The person subject to breach of trust refers to the person subject to execution who has the ability to perform but fails to perform the obligations specified in the effective legal documents. Commonly known as "Lao Lai".

The people's courts at all levels will notify the relevant government departments, financial regulatory agencies, financial institutions, institutions undertaking administrative functions and industry associations of the list of people who have been executed in bad faith, so that the relevant units can impose credit punishment on people who have been executed in bad faith in government procurement, bidding, government support, administrative examination and approval, market access, financing and credit, qualification identification and other aspects in accordance with laws, regulations and relevant provisions; The credit reporting agency will be informed of the information of the list of people who have lost their trust, and the credit reporting agency will record it in its credit reporting system.

The information of the list of people who have been executed in bad faith shall be entered into the database of the list of people who have been executed in bad faith in the Supreme People's Court, and announced to the public through the list database. China will jointly punish those responsible for dishonesty that seriously endanger the normal order.

From 2065438 to March 2009, the Higher People's Court of Jiangxi Province signed the Memorandum of Joint Disciplinary Action on Credible Ringback Tones of the Executed Persons, which has set up "Credible Ringback Tones" for 5865 "Lao Lai".