Just like the once popular saying "life is decades", enjoy the car life, and never wait until your legs and feet are inconvenient to buy a car. At the end of the year, when buying a car, how should we enjoy the car life in advance with a little money at hand? Next, let's go into the car loan world together to help you enjoy car life in advance in a more favorable way. With the way of handling car loans by credit card simplifying many processes such as real estate guarantee, car loan business has surged in recent years. Car loan concessions must distinguish between true and false. Our investigation found that in the propaganda of "zero interest rate for car loans", it is difficult to distinguish between true and false. Many car dealers in Foshan estimate that the monthly car purchase ratio in Foshan is close to 30%. The person in charge of a dealer in Ford Changan Foshan said that taking the Ford brand as an example, the current monthly car purchase ratio is around 40%. Without the support of the "discount" policy of car companies, it is impossible to enjoy the same car price concessions for monthly supply and full-price car purchase. For banks, the discount of loan interest 19% is quite large. Nowadays, "car enterprise discount" is the only car loan consumer who can enjoy the same car price discount as full-price car buyers under the premise of zero interest rate. The results of our investigation on the "zero interest rate" of many hot-selling brands in Foshan 10 also confirm the statement of the merchants. At the end of the year, the promotion of "car enterprise discount" increased car sales. In recent years, the practice of "zero interest rate or price discount will shrink after disguised charges" has been bombarded by consumers. In order to meet the demand of zero interest rate parity monthly payment, many manufacturers began to compete for the car loan market by means of "car enterprise discount". At the end of the promotion season, the preferential activities of car companies designated for sales in Foshan increased significantly. We learned from a dealer of FAW-Volkswagen Foshan that there are four old models: Bora, Sagitar, Magotan and CC. For those sold in our store, a discount of 4000~ 10000 yuan is provided respectively, for example, 50% of the loan price of the car buyer, and the subsidized interest can meet the loan interest paid within one year, that is, you can enjoy an interest-free car purchase for one year. According to the relevant person in charge of GM Buick -4S store, car companies are subsidizing car loan interest for various models such as Regal and Yinglang sold in the store, and consumers can enjoy a 50% discount on monthly payment at zero interest rate for one year. It IS learned from Lexus Foshan -4S store that car companies currently provide preferential policies for ES250, CT200, RX270 and IS for one year. The person in charge of a 4S shop in Dongfeng Shenfeng Foshan said that starting from this month, car companies will provide preferential policies for a variety of models for half a year, and consumers can enjoy zero-interest car purchase discounts on the premise of enjoying the same preferential treatment for full-price car purchase. We understand that this kind of discount of car companies does not affect the car price preferential activities, and it has also been unanimously recognized by consumers. According to the policy issued by Dongfeng Shenfeng this month, at present, more than 30% of cars are purchased with the monthly subsidy policy of car companies. According to the person in charge of a dealer of FAW-Volkswagen Foshan, the proportion of car companies enjoying preferential car purchase is close to 40%, far exceeding the proportion of car loans for other non-preferential models. Many dealers in Foshan said that since next month will enter the new year, the preferential policies of most car companies will end at the end of the month, and whether car companies will continue next year has not been notified. Tip: How to identify the "car enterprise discount" mode At present, "car enterprise discount" has become the only channel for consumers to enjoy low interest rates when buying a car every month. How to identify which models can enjoy the "car enterprise discount" in various car loan publicity? During the visit, we found that there are many eye-catching labels on the "car enterprise discount" models, which are listed below for consumers' reference. If you plan to buy a car in advance, and the car that happens to be discounted by the car company is your ideal choice, then there is no doubt that buying a car in advance is still the most affordable way. Because, at present, only car companies can provide real interest-free or interest-reduction concessions. For people who buy a car at full price, if they want to buy a new car, it is not bad to provide preferential policies to car companies and enjoy preferential treatment. After all, you may deposit the unpaid car money in the bank or make short-term investments, and you can also get a certain return.
Million car purchase subsidy