Credit loans such as Jisu Loan and Credit Shui Shui Loan are innovative products in the Internet financial industry in recent years. Different from traditional mortgage loans, guaranteed loans, etc., these loans mainly rely on personal credit Records and credit evaluation provide a convenient and fast financing method for some people who do not have collateral or collateral. Methods to promote credit loans include: improving the credit evaluation system, promoting regulatory mechanisms, strengthening publicity and popularization, and promoting financial technology innovation.

1. Improve the credit evaluation system: Establish a complete credit evaluation system and credit record management mechanism to improve the accuracy and credibility of personal credit ratings.

2. Promote the regulatory mechanism: Strengthen the supervision of the Internet financial industry, establish a sound financial risk management mechanism, and standardize the development of the industry.

3. Strengthen publicity and popularization: Improve public awareness and understanding of credit loans through various media channels and social publicity, and at the same time strengthen the publicity and promotion of credit loans.

4. Promote financial technology innovation: Encourage financial technology companies to carry out technological innovation and product innovation, and promote the development and application of credit loans.