Borrow a loan.
1. Guaranteed payment: According to the Guarantee Law of People's Republic of China (PRC), if the borrower fails to repay the loan, the third party promises to pay jointly and severally.
2. Mortgage loan: according to the mortgage method of the Guarantee Law, the property of the borrower or a third party is used as collateral;
3. Pledged payment: a loan with the movable property or rights of the borrower or a third party as collateral according to the guarantee law.