When buying a second-hand house, the owner’s real estate certificate has not yet been issued, and the loan has not been paid off. Now the house has been notarized to the agency, and the notarization certificate has not yet been issued. Can I pay the down payment?

Yes, the premise is that the owner’s notarial certificate has been issued and the intermediary has been handled. In this case, you can help the owner repay the loan, or you can also give part of the money to the owner. Just pay the down payment on the day of transfer. Why is this possible? Because even if the owner fails to cooperate, the intermediary can transfer the property to you on behalf of the owner. There is no need to worry at all, and if there are problems with the house, the notarization cannot be processed. Notarization is also a question of checking whether the house can be traded