1. The interest rate is 5.93%, and the monthly interest rate is 5.93%/ 12.

Monthly repayment amount150,000 10 (120 months):

150000 * 5.93%/ 12 * ( 1+5.93%/ 12) 120/[( 1+5.93%/ 12

Total interest:1660.04 *120-150000 = 49204.8.

Description: 120 is the power of 120.

2. The interest rate is 4.9%, and the monthly interest rate is 4.9%/ 12.

Monthly repayment amount150,000 10 (120 months):

150000 * 4.9%/ 12 * ( 1+4.9%/ 12)+020/[( 1+4.9%/ 12)]

Total interest:1583.66 *120-150000 = 40039.2.

Description: 120 is the power of 120.