1. Know the policy: You need to know the policy and application conditions of the science and technology innovation loan according to the policies of your own region to see if it meets the loan conditions.
2. Fill in the loan application form. The application form needs to provide the basic information of the company, business license, legal person ID card, financial statements and other materials, which are provided according to the requirements of the bank.
3. Collect enterprise information. Need to collect company-related materials and certificates, such as registered capital certificate, shareholder list, patent certificate, etc.
4. Provide guarantee. Science and technology loans need to provide guarantees such as guarantors or mortgage pledges, which are provided according to the requirements of banks.
5. Bank audit. Banks review and evaluate loan applications and examine and approve them according to loan conditions and policies.
6. Loan lending. When the loan is approved, the bank will lend money.