Proof of loan settlement is required for mortgage cancellation. After the borrower pays off the mortgage, he takes the loan contract, ID card and other materials to CCB outlets and asks the staff to issue a settlement certificate for you.
After obtaining the loan settlement certificate, the borrower needs to go through the mortgage cancellation procedures at the department that handles the real estate mortgage. After cancellation, the borrower's house is no longer mortgaged.
Extended data:
first
In order to standardize the registration of houses, ensure the safety of real estate transactions, and protect the legitimate rights and interests of obligees, these measures are formulated in accordance with the Property Law of People's Republic of China (PRC), the Law on Urban Real Estate Management of People's Republic of China (PRC) and the Regulations on the Planning and Construction of Villages and Market Towns.
second
The term "housing registration" as mentioned in these Measures refers to the act that the housing registration agency records the housing rights and other matters that should be recorded according to law in the housing register.
essay
The competent department of construction in the State Council is responsible for guiding and supervising the housing registration throughout the country.
The competent departments of construction (real estate) of the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall be responsible for guiding and supervising the housing registration within their respective administrative areas.
Article 4
Housing registration shall be handled by the housing registration agency where the house is located.
The term "housing registration agency" as mentioned in these Measures refers to the competent department of construction (real estate) of the people's governments of municipalities, cities and counties directly under the central government or the agency established by it to be responsible for housing registration.
Article 5
The housing registration institution shall establish a unified housing registration book within its administrative area.
The housing register is the basis of the ownership and content of housing rights and is managed by the housing registration agency.
References:
Baidu Encyclopedia-Measures for Housing Registration