You can call the police, but calling the police is not the most efficient way. If the personal debt is not repaid, it is recommended to negotiate privately to let the other party repay it first. If negotiation fails, a lawsuit may be brought to the people's court, and the court may organize mediation; If mediation fails, you can continue to sue and wait for the court's decision. However, it should be noted that if you want to sue the other party, you must have the identity information of the other party, including ID number, contact information and address. In addition, collect evidence such as IOUs and transfer records in advance to safeguard their legitimate rights and interests. When trying a civil case, the people's court shall, on the basis of clear facts, distinguish right from wrong and conduct mediation on the basis of the principle of voluntary participation of the parties.
Article 93 of the Civil Procedure Law of People's Republic of China (PRC), when trying a civil case, the people's court shall, on the basis of clear facts, distinguish right from wrong and conduct mediation.
skill
The above answer is only for the current information combined with my understanding of the law, please refer carefully!
If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.
Online loan, but the loan did not arrive, indicating success. If you don't contact customer service to unfreeze the bank card, but you can't contact customer service at all, do you need to call the police?
You can call the police, but it's no use. Cut the connection and ignore it. You are either a liar or a routine loan. Remember, anyone who says that the bank card is wrong and asks you to pay is rejected. Try not to touch online loans, go to the bank for lack of money, or find relatives and friends.
You can call the police, but it's no use. Cut the connection and ignore it. You are either a liar or a routine loan.
Remember, anyone who says that the bank card is wrong and asks you to pay is rejected. Try not to touch online loans, go to the bank for lack of money, or find relatives and friends.
The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.
Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court. Network micro-loan refers to the micro-loan provided to customers by Internet companies through their holding micro-loan companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.
Can't you call the police if you borrow money?
1. The loan is not still a civil dispute. No matter how much money is not returned, the police will not report the case, and the parties can solve the dispute through the following channels. If fraud is involved, you can call the police:
(1) shall be settled through negotiation. On the basis of equality and voluntariness, the two sides reached a settlement agreement through friendly consultation, mutual understanding and mutual accommodation, and then resolved the dispute.
(2) mediation. Under the auspices of relevant organizations (such as people's mediation committees) or intermediaries, on the basis of equality, voluntariness and legality, distinguish right from wrong, clarify responsibilities, and urge both parties to reach an agreement independently by putting facts and reasoning, so as to resolve disputes.
(3) arbitration. Both parties to the dispute apply to the arbitration institution according to the arbitration clause in the arbitration agreement or contract reached before or after the dispute occurs, and the arbitration institution will try and make an award according to law. The dispute can be resolved by both parties consciously performing the award or one party applying to the people's court for compulsory execution.
(4) Litigation settlement. Litigation settlement means that one party to a dispute brings a lawsuit to a people's court according to law, and the court hears it according to law, makes a judgment or ruling, and resolves the dispute through the parties' conscious implementation of the effective judgment or the people's court's compulsory execution.
Can I call the police if I borrow money?
Friends who borrow money can still call the police.
However, owing money is not a civil dispute. Generally, the police also coordinate and have little effect. If the other party owes money, the creditor can bring a lawsuit to the court. If the debtor still fails to perform his obligations after the judgment of the court, he may apply to the court for enforcement to enforce the property under the debtor's name.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 675 The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.
Pay attention to borrowing money between friends:
For the loan behavior between friends or colleagues, it is best to fix and preserve the evidence in the form of written IOUs, which can best safeguard the rights and interests of lenders in case of disputes. If there is no written loan, you should pay attention to collecting other evidence such as mobile phone text messages in time to safeguard your legitimate rights and interests.
Specific precautions are as follows:
(a) pay attention to the borrower's reputation and repayment ability, first of all, we should look at the other party's fixed assets, economic income and so on. , to judge whether it has repayment ability; Second, it depends on each other's usual behavior and word of mouth. If the borrower has a "bad record" of "borrowing and not paying back", he must resolutely refuse. Cut-don't blindly borrow money because you are embarrassed, listen to sweet words or accept small favors, otherwise you will eventually suffer big losses.
(2) When there is a loan contract or an IOU, do not consider human feelings, relationships and other factors. Be sure to let the borrower write the contract or loan clearly in person, indicating the borrower, loan amount, purpose, interest rate, repayment time, etc. , and sign, each party holds one copy, and keep it properly.
(3) If the amount is relatively large, the guarantee and mortgage procedures shall be performed. To be on the safe side, for large loans, the borrower had better find a guarantor or guarantee unit with certain economic strength. If necessary, the borrower can also use personal property such as certificates of deposit, bonds, motor vehicles and real estate as collateral to improve the guarantee or mortgage procedures. In this way, if the borrower can't repay the debt, he can claim the loan from the guarantor, or he can legally offset the loan with collateral.