Is Gome's credit report overdue? It depends on the situation, as follows:
1. Repay within the specified time limit after overdue.
After the micro-loan platform of Gome Finance is overdue, if the borrower repays according to the repayment amount within the specified time, the overdue record will not be reported to the credit bureau. In other words, American loans actually tolerate overdue. As long as there is no overdue phenomenon, American loans are more flexible in credit reporting.
2. Refusing to repay the loan within the time limit.
It is understood that Gome's overdue refusal to repay is a credit report at the meeting. Even a loan of 1 000 yuan is overdue. In fact, not only Gome Finance, but also any lending institution that refuses to repay the loan within the time limit will tarnish your personal credit record.
3. Overdue repayment due to special circumstances.
Many times, due to system reasons and legal holidays, the deduction will be delayed. If the repayment is overdue for this reason, the credit record will not be recorded in the US loan. You can rest assured.
In order to maintain personal credit information in daily life, if overdue records have appeared, what borrowers need to do is to repay as soon as possible and take active measures to prevent such situations from happening again; If the overdue information is wrong, you should apply as soon as possible so as to correct it in time. Of course, in order to reduce unnecessary troubles, try not to be overdue and repay on time. If there are special circumstances, it is necessary to inform the lending institution in advance and apply for deferred repayment.