Why do you need a single certificate to buy a house?
The reason why buying a house requires a single certificate is actually mainly used to clarify the marital status of the buyer.
This is mainly because banks will evaluate the qualifications of lenders when granting loans, including income, credit information and social relations. In addition, the marriage certificate is also to avoid some property disputes when the lender is unable to repay.
In addition, according to the relevant provisions of Article 17 of the Marriage Law of the People's Republic of China, the property acquired by the husband and wife during the marriage relationship belongs to the husband and wife.
When handling the transfer registration of real estate, the real estate transaction department requires the house owner to provide proof of no marriage registration record under certain circumstances, so as to verify that the house owner and the owner have no house (that is, no spouse) and can dispose of their property independently according to law.