Product features
DIY fund planning does not lose its flexibility, that is, it will be returned to Anying once it is delivered. Although it is a long-term and stable investment-oriented insurance product, it does not affect its flexibility in the use of funds at all. Having Anying for a lifetime is equivalent to having a stable and flexible financial account. Fund planning DIY, universal account can solve all the problems of customer's fund collection flexibility. For living expenses, education funds and pensions, the insured can realize fund planning according to their own needs. In case of urgent need of money in major events, the insured can turn around through policy loans, and the maximum loan amount can reach 8% of the cash value of the main insurance. For the insured with additional funds, the planned universal account can be added according to the demand. An Ying, as the darling of the new policy of dividend reform, has a steady fixed expected income. After the expiration of the hesitation period and the expiration of the contract for 1 days, she began to return the first survival fund, twice in the first year, and then once a year until she was 15 years old, how long she lived and received, and truly established a cash flow as long as her life.
One insurance policy benefits three generations, and the double value-added Anying's lifetime cash flow can be used for a family of three generations in many ways, such as children's education, marriage and parents' pension. At the same time, at the age of 88, the customer will be refunded a birthday bonus equal to the premium paid. Customers can put the survival money, birthday money and dividend money they receive into the universal account, and they will go back and forth with each other, seamlessly docking, and compound interest will accumulate double appreciation. Really get the living money every year, get the big money when you are old, and don't get the added value
Is Hezhong Anying risky all his life? Hezhong Life Insurance has a leading investment management team. At the end of 215, the scale of entrusted assets management of Hezhong Asset Management was nearly 5 billion yuan, and the expected rate of return on investment in 215 greatly exceeded the industry average. A professional investment team will bring considerable expected return on investment, which will directly bring customers a higher dividend level. As a dividend-paying insurance product, Anying's customers will get no less than 7% distributable surplus distributed by the company every year. At the same time, the company has developed steadily and rapidly, and its capital utilization ability and operation performance are good. All along, Union Life strives to provide customers with long-term stable expected income and make customers feel more at ease. Is there any risk in Hezhong Anying's life? As far as the company is concerned, Hezhong Life Insurance has a leading investment management team, and the scale of entrusted assets management of Hezhong Asset Management is nearly 5 billion yuan, and the company has developed steadily and rapidly, and its capital utilization ability and operation performance are good. As far as products are concerned, Anying Life Insurance is a long-term and stable investment insurance product, but it does not affect its flexibility in capital utilization. It has the characteristics of immediate return, so Hezhong Anying is trustworthy all its life, no matter from the company or products, so there is no risk index.