The time for the approval of ABC's loan is uncertain, which depends on the qualification of the loan applicant and the completeness of the submitted materials.
Under normal circumstances, it takes 7 working days for users to submit applications and start approval;
After approval, it takes 5 working days to sign a loan contract;
In addition, if you want to go through the mortgage formalities, it will take 6 working days;
Finally, it usually takes about a month for banks to issue loans.
2. How long does it take for the Agricultural Bank of China to make a loan and issue a contract?
There are contracts for bank loans. The general contract/kloc-can be obtained in about 0/5 days.
According to different classification standards, there are many types of bank loans. For example:
1. According to different repayment periods, it can be divided into short-term loans, medium-term loans and long-term loans;
2. According to different repayment methods, it can be divided into demand loans, term loans and overdrafts;
3. According to the different purposes or objects of the loan, it can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities broker loans. ;
4. According to the different loan guarantee conditions, it can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.
5. According to the loan scale, it can be divided into wholesale loans and retail loans;
6. According to the different ways of interest rate agreement, it can be divided into fixed interest rate loans and floating interest rate loans, and so on.
3. How long does it take for China Agricultural Bank to sign the loan contract?
After the face-to-face signing of the mortgage, there are procedures such as auditing, mortgage and taking other items to see if the loan bank has a quota, so it takes 15 days to release the loan, and it takes 2 or 3 months to slow it down. For buyers who buy first-hand existing houses or second-hand houses, the bank will ask for repayment of the loans issued in the current month, and the bank will inform the specific repayment time. Generally speaking, housing loans need to be applied, inspected and approved.
Legal basis:
"The loan application shall meet the following conditions
(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;
(2) The purpose of the loan is clear and other conditions required by the legitimate lender.
4. How long does it take from signing the loan contract to lending the loan to ABC?
Spread out completely
Let me answer:
Generally speaking, the commercial loan is 1-2 months.