The automobile loan meets five conditions: 1. Must be at least 18 years old, 2. Must have a stable job; 3. Deposit the car purchase down payment into the car buyer's bank savings account; 4. Provide bank-approved guarantees to banks; 5. Car buyers are willing to accept other conditions deemed necessary by the bank. To apply for a car loan, you need to meet the following five conditions: 1. Car buyers must be at least 18 years old and China citizens with full capacity for civil conduct. 2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that are easy to realize, in order to repay the loan principal and interest on schedule. 3. During the period of applying for a loan, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the bank savings counter account. 4. Provide banks with bank-approved guarantees. If the personal account of the car buyer is not local, it is necessary to provide joint and several liability guarantee, and the bank does not accept the mortgage set by the car buyer with the loan. 5. Car buyers are willing to accept other conditions deemed necessary by the bank.