When shopping by installments with flower buds, many goods will not be charged a handling fee when paying by installments, but some goods will be charged a certain handling fee, which increases the cost for buyers to buy mobile phones. Generally, before buying, you should first measure the cost of your installment, and then decide whether to buy a mobile phone by installment.
When buying a mobile phone by stages, make sure that the available amount of flower buds is higher than the total expenditure of mobile phones. Only in this way can staging be successful. It is best for users to measure their repayment ability in advance before handling the installment, so as to ensure that they can buy their mobile phones in installments when they can return them on time and ensure timely repayment.
The extended data garden has 3, 6, 9 and 12 phases to choose from, and the staging rates are 2.5%, 4.5%, 6.5% and 8.8% respectively. After the installment, it will occupy the credit line. It should be noted that overdue penalty interest = overdue principal * overdue days *0.05%. The longer the time, the more penalty interest will be generated.
When the flower garden is opened, the sesame credit score must be above 600, the age must be above 18, and it has full civil capacity. Alipay account has real-name authentication and mobile phone number has been bound. When users first open flower beds, the quota is usually several thousand yuan, but with the increase of usage times, the quota of flower beds will gradually increase.