The balance of the housing provident fund account can be extracted:

1, purchase, construction, renovation and overhaul of self-owned houses;

2. Retired;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

4. Settle abroad, Hong Kong, Macao and Taiwan;

5. Repay the principal and interest of the housing loan;

6. Incorporate into the minimum living guarantee scope of urban residents in this Municipality and pay the rent;

7. The employee is sentenced to punishment during his/her employment, the employee housing provident fund has been transferred to the centralized storage account for two years but has not been re-employed, the employee's household registration has moved out of this city, and the non-registered employee has left this city and terminated the labor relationship with his/her unit.

Provident fund withdrawal process:

1. The unit manager goes to the banking service outlets to collect and purchase the housing provident fund withdrawal application and cash (transfer) check;

2. When employees apply for withdrawal of housing provident fund, they shall provide relevant certification materials to the unit in accordance with regulations. After verification, the unit shall fill in the application for withdrawal of housing provident fund and cash (transfer) check, and affix the reserved seal. When employees who have personal accounts of housing provident fund in centralized households in the management center withdraw housing provident fund, they should bring relevant supporting materials directly to the business hall of the management center or the counter of the management department of the district and county sub-centers to apply;

3. Employees shall bring the Application Form for Withdrawing Housing Provident Fund and relevant supporting materials to the banking service outlets (district and county sub-center management departments) to apply for withdrawing housing provident fund;

4. After the information provided by the staff is qualified, the staff will extract and review it for the staff, print the acceptance receipt and submit it to the staff for confirmation, and submit one copy of the acceptance receipt and one copy of the original proof material to the staff;

5, the extraction of housing provident fund into the employee's own housing provident fund joint card savings account.