What is the down payment ratio of pure provident fund loans for newly-built commercial housing (auction house) in Shenzhen? To this end, Bian Xiao will give you a summary: if you buy the first suite, the down payment ratio is not less than 20% if the building area of the purchased house is less than 90 square meters (inclusive). The construction area of the purchased house is more than 90 square meters, and the down payment ratio is not less than 30%; If you buy a second suite, the down payment ratio is not less than 60%. Buying three suites does not accept provident fund loan applications. Provident Fund Loan Calculator Materials required for handling pure provident fund loans for newly-built commercial houses (forward houses) in Shenzhen: 1. Joint card of housing provident fund (original); 2. Valid identification (original and two copies); 3. Married employees provide marriage certificates (one original and one copy each); 4. Real estate sales contract or subscription book (one original and one copy each); 5. The down payment voucher (including the deposit receipt issued by the developer) and my bank transfer document (one original and one copy each); Proof of property inquiry of all family members of the loan applicant within 6.30 days (original); 7. Repayment account (debit card or passbook of the entrusted bank, one original and one copy); 8. Parents who are the same as the applicant or the borrower must provide the household registration book (original and photocopy) or the certificate of immediate family members issued by the public security department or notary office (original); 9. Families who are not registered in this city must provide tax payment certificates or social insurance payment certificates (original) that have been in this city for more than 1 year; 10. If the sales contract is signed by an agent, a notarial certificate (original) shall be provided; 1 1. Deferred payment certificate provided by the developer (original if necessary); 12. Other required information.

Legal objectivity:

Article 25 of the General Principles of Loans: The borrower shall fill in the loan application, which shall include the loan amount, loan purpose, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and guarantor; Two, the financial department or accounting (audit) firm approved the last year's financial report, as well as the previous financial report to apply for loans; Three, the original unreasonable occupation of loans to correct the situation; 4. List of collateral and pledge, as well as the certificate that the person who has the right to dispose of the collateral and pledge agrees to guarantee, and the relevant documents that the guarantor agrees to guarantee intention; V. Project proposal and feasibility report; Other relevant information deemed necessary by the lender.