1, housing provident fund management process:
(1) The unit manager applies to the provident fund institution with the above information;
(2) The staff accepts the data and reviews the data;
(3) After the audit is completed, you can apply for provident fund.
2. Legal basis: Article 16 of the Regulations on the Management of Housing Provident Fund.
The monthly deposit amount of employee housing provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund. The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
Second, can the housing provident fund be loaned in different places?
You can apply for housing provident fund loans in different places. The materials required for handling provident fund loans in different places are:
1. Application for approval form (with official seal of the company) (in triplicate);
2, the applicant's family and social relations questionnaire (3 copies);
3 copies of the house purchase contract (3 copies) and the original for the record:
4 copies of the applicant's and spouse's ID cards (3 originals);
5, employee housing provident fund deposit and loan certificate (3 copies);
6. The applicant shall provide a copy of the ID card and contact telephone number of the permanent contact person who lives in the administrative area and deposits the housing accumulation fund in the center (3 copies);
7. Copy of marriage certificate (if unmarried or divorced, proof from the civil affairs department where the borrower is registered) (3 originals);
8. The monthly salary certificate stamped by the borrower and spouse (if the monthly salary is more than 5,000 yuan, please provide a detailed list of the salary of the last three months stamped with the official seal of the unit) (3 copies);
9 copies of the down payment receipt (3 copies);
10, personal credit business authorization (fill in at the counter, one for husband and wife);
1 1. Credit report inquiry application form (filled in at the counter, one for husband and wife).