The housing provident fund loan will be paid off in 25 10, that is, the applicable interest rate is 3.25%, and the monthly principal and interest is 2442.98 yuan. In this way, 293,654,38+057.09 yuan will be repaid in 65,438+00 years, and after deducting the principal of 250,000 yuan, the annual interest will be 4,365,438+057.09 yuan.
2. Provident fund loan of 2565438 yuan+paid off in 00 years?
Lend 250,000 yuan according to the current benchmark interest rate of the bank's provident fund. Monthly mortgage payment 10 interest rate is as follows: annual interest rate of provident fund loan: individual housing provident fund loan is less than five years (including five years). 2.75% individual housing provident fund loan for more than five years, 3.25% equal principal and interest repayment method: total loan amount is 250,000.00 yuan, repayment months 1.200 yuan, monthly repayment amount is 2,442.98 yuan, total interest paid is 4,365,438 yuan +0.579 yuan, and total principal and interest is 29,365,438 yuan +0.579 yuan. Amount and repayment method of principal: the total loan amount is 250,000.00 yuan, and the repayment months are 65,438+2,760.42 yuan in the first month of 2020, with a monthly decrease of 5.64 yuan. The total interest paid is 40,963.54 yuan, and the total principal and interest is 290,963.54 yuan.
3. The provident fund loan is 250,000 yuan, and the loan is 10 year. It is most appropriate to repay interest several years in advance.
How long should the housing provident fund loan be repaid in advance? When the housing provident fund loan is repaid according to the average capital, it is suggested to pay it off within 3-4 years after the loan, and the effect of early repayment is not great.
4. What is the annual interest paid off by housing provident fund loan 25 10?
The housing provident fund loan is paid off in 25 10, that is, the applicable interest rate is 3.25%, and the interest is paid once. In this way, 293 157.0 gold is paid back in109, that is, the interest of more than 4,000 yuan a year ~