If the loan is passed without signing a contract, the financial institution will think that the user's last loan application failed. It may be difficult to pass the application later.

If the borrower fails to sign a contract after the loan is approved, he can directly apply for a refund. After the borrower successfully applies for a refund, there is no need to repay. Simply put, you can apply for a refund without signing a contract. However, if the loan is passed without signing a contract, financial institutions will think that the user's last loan application failed, and when the user applies for a loan again, the audit will become more strict.

On the basis that the loan quantity and customer scale have begun to take shape, the SME Finance Department of Minsheng Bank has entered a new stage of development. Under the guidance of the three-year plan, a clear development strategy was formulated, and a perfect sales strategy and plan was first formulated through "specialization, batch and specialization", which truly realized the "highlighting regional characteristics and implementing list sales" proposed by Chairman Dong Wenbiao, making sales easier and financing for SMEs easier.