The three-year interest rate is 3.500% Anshan Bank’s deposit interest rate in 2020. The specific deposit interest rate should be implemented according to the bank’s announcement. 1. Current deposit 0.350% 2. One-time withdrawal of 1.595% for three months, 1.885% for half a year, 2.175% for one year, 2.850% for two years, 3.500% for three years, 4.000% for five years3. One-time withdrawal of 1.430% per year4. One-time withdrawal of 1.690%5 for three years. Deposit It is a joint-stock commercial bank approved by the China Banking Regulatory Commission and registered with the Anshan Municipal Administration for Industry and Commerce.
1. Anshan Bank was established on June 26, 2013. It is the first rural commercial bank in Anshan City: a joint-stock commercial bank with first-class legal person qualifications. After more than three years of preparation, Anshan Rural Commercial Bank officially opened for business recently. This is the first listed rural commercial bank in Anshan, Liaoning Province, and the first financial institution named after a city in Liaoning Province. This marks an important step in the innovation of the province's rural financial system and is also a new achievement of the city's comprehensive financial reform. Anshan Rural Commercial Bank Co., Ltd. was restructured from the Qianshan District Rural Credit Cooperatives Union. Its predecessor was the Qianshan District Rural Credit Cooperative with a history of more than 60 years. Since its establishment in 1951, Qianshan District Rural Credit Cooperative has been committed to serving "agriculture, rural areas and farmers". Its branches are located in Anshan City and all towns and villages in Qianshan District. On January 21, 2013, with the approval of the China Banking Regulatory Commission, Anshan Rural Commercial Bank began to establish a modern financial enterprise system based on a joint-stock system, further improving the equity structure and corporate governance structure, and strengthening the incentive and restraint mechanism. 2. In September 2012, after deliberation and approval at the Anshan Qianshan District Rural Credit Cooperative Union Member Representative Meeting, Anshan Qianshan District Rural Credit Cooperative Union began to increase capital and shares, and the sponsors subscribed for all the shares of Anshan Rural Commercial Bank. The initiators of the collection are composed of natural persons, corporate legal entities and other economic organizations within the territory of the People's Republic of China and the People's Republic of China, including some members of the former Qianshan District Rural Credit Cooperatives United Union. After preparations, Anshan Rural Commercial Bank Co., Ltd. officially opened for business on June 26, 2013. Anshan Rural Commercial Bank has achieved leapfrog development in its business scale, asset quality and operating efficiency.
2. Expression form: Interest rate refers to the proportion of interest amount to the total amount of borrowed funds within a certain period. Interest rate is the interest level of unit currency per unit time, indicating the amount of interest. Economists have been working hard to find a theory that can comprehensively explain the structure and changes of interest rates. Interest rates are typically controlled by a country's central bank and administered by the Federal Reserve Board of Governors in the United States. So far, all countries use interest rates as one of the important tools for macroeconomic control.
3. When the economy overheats and inflation rises, interest rates will be raised and credit will be tightened: When the economy overheats and inflation is under control, interest rates will be appropriately reduced. Therefore, interest rates are one of the important fundamental economic factors. It is an important financial variable in interest rate economics. Almost all financial phenomena and financial assets are more or less related to interest rates. At present, countries around the world frequently use interest rate leverage to implement macro-control. Interest rate policy has become the main means by which the central bank regulates money supply and demand and thereby regulates the economy. Interest rate policy plays an increasingly important role in central bank monetary policy.
4. Interest rate is an important tool for adjusting monetary policy: it is also used to control investment, inflation and unemployment, thereby affecting economic growth. Reasonable interest rates are of great significance to social credit and the economic leverage of interest rates. During depression, lower interest rates, expand the money supply, and stimulate economic development. During the period of inflation, interest rates are raised, the money supply is reduced, and the vicious development of the economy is restrained. Therefore, interest rates have a great impact on our lives.