1. The loan period undertaken by Xizhen Credit Cooperative in Yuanping City can be divided into short-term loans, medium-term loans and long-term loans according to the repayment period;
2. Loans undertaken by Xizhen Credit Cooperative in Yuanping City can be divided into demand loans, term loans and overdrafts according to different repayment methods; 3. The original Pingxi Town Credit Cooperative can be divided into industrial and commercial loans, agricultural loans, consumer loans and securities brokerage loans. According to different loan purposes or objects;
4. According to the different loan guarantee conditions, Xizhen Credit Cooperative in Yuanping City can be divided into bill discount loan, bill mortgage loan, commodity mortgage loan and credit loan.
5. The loan amount undertaken by Xizhen Credit Cooperative in Yuanping City is different, which can be divided into wholesale loans and retail loans;
6. Xizhen Credit Cooperative of Yuanping City can be divided into fixed interest rate loans and floating interest rate loans according to different ways of undertaking interest rate agreements.
The types of loans undertaken by Xizhen Credit Cooperative in Yuanping City are different, and the conditions and materials for applying for loans are also different. The following will introduce the conditions required for several common loans. First, the Xizhen Credit Cooperative of Yuanping City undertakes personal credit loans. The types of loans undertaken by Xizhen Credit Cooperative in Yuanping City are: housing mortgage loan; There are three types of loans undertaken by Xizhen Credit Cooperative in Yuanping City: college students' entrepreneurial loans; There are four types of loans undertaken by Xizhen Credit Cooperative in Yuanping City: self-employed loans; There are five types of loans undertaken by Xizhen Credit Cooperative in Yuanping City: housing mortgage loan; After meeting the requirements, you can submit the application materials to the bank, and the bank will review and decide whether to lend money.
According to 1 General Rules for Loans issued by the People's Bank of China in June, 1996, the loans granted by Xizhen Credit Cooperative in Yuanping City are divided into (1) self-operated loans, entrusted loans and special loans.
Yuanping Xizhen Credit Cooperative can undertake short-term loans, medium-term loans and long-term loans; Yuanping Xizhen Credit Cooperative undertakes credit loans, secured loans and bill discounting.