Find the order that is used first and then paid in Taobao order, and pay the satisfactory order. If the user fails to pay the cost of the goods in time and fails to return the goods or returns them incompletely, the system will deduct the money payable to the merchant from the consumer Alipay and pay the payment to the account designated by the merchant.

Taobao first use and then pay the opening steps.

1. Open my interface of Taobao app and click Settings in the upper right corner;

2. Click Payment Settings;

3. Click "Pay first" in the payment setting interface;

4. After understanding the rules, click OK.

Second, how does Alipay borrow money?

The following are five ways to borrow Alipay loans: 1. Borrow a loan Ant borrowing is currently an invitation system, which is only open to some people for the time being. If you are inviting users, just follow the steps to apply. 2. Borrow money by getting a good loan. Find the entrance of "Sesame Credit" in Alipay wallet, click on "Credit Life", and you can see Zhaolian Good Term Loan in the financial column, and you can borrow it by clicking. 3. Borrow through Taobao Order Loan. The current daily interest rate of Taobao order loan is about five ten thousandths. If you have a personal store in Taobao, and the store has been open for more than 2 months and is in good operating condition, you can apply for a loan from Taobao Seller Center. 4. You can enjoy the IOU service of 1000-20000 yuan through IOU loan. If you are over 22 years old, you can apply with a sesame credit score of 600. 5. Loans are made through online merchants. You can find the online merchant bank entrance on Alipay "My" and download the online merchant bank. Users with more than 600 sesame seeds can apply for the latest loan service by downloading the corresponding information of APP registration.

3. What if Alipay is taken by a friend and then overdue?

It will have an impact. If Alipay's loan is overdue and Fu Bao's loan is overdue, there will be a penalty interest, which will be charged at 0.5 times of the original interest of 65438. Then, if loans overdue is involved, it will not only be charged with a daily penalty of 1.5 times, but also be recovered only after the principal and handling fee are paid together. Calculation formula: overdue interest = overdue amount overdue days interest 1.5. 2, resulting in bad credit records: Alipay loans overdue will also affect personal credit. The overdue situation of Alipay loans will be uploaded to the credit life such as the central bank's credit information system. 3. Credit downgrade will also have a negative impact on sesame credit. Not only your own sesame credit will implicate relatives and friends. 4. Impact on loans and card processing: Due to poor credit history, buying a house and a car with loans will have a great impact, and it may be difficult for banks to generate more interest by installment because of your poor credit history. Even if approved, the amount may be very low. 5. Severe punishment: Alipay overdue, Alipay collection. For example, according to the specific way of borrowing. 6. Affect the amount of flower garden: Alipay and flower garden are loans from the same company, which actually affect each other, even exceeding flower garden, and other credit loans will be affected.