Hello, I am a lawyer and can answer your questions. If the loan officer is not a public servant but a contract worker, according to the provisions of China's criminal law: anyone who borrows money in the name of others for the purpose of illegal possession and occupies loans shall be treated as loan fraud! ! ! -provided that the loan officer is not a civil servant but a general subject! However, if the loan officer is a public official, according to the provisions of China's criminal law: financial practitioners who use their positions to fraudulently use other people's names or fictitious names to defraud financial institutions of personal loans shall be punished as corruption! ! ! Now the problem comes again, because your father knows he did it and gave him a loan. If you can't prove that your father didn't share the purpose of the loan with him, your father and the loan officer will be punished as * * * corruption, with a corruption amount of 20 thousand! ! Don't be afraid, this kind of case is actually not very difficult to handle. My way is to let your father try his best to avoid disadvantages. First of all, as long as you can prove that your father was instructed by this loan officer and didn't collude with illegal possession, you can prove that you demanded the loan from the loan officer and he didn't pay it back, which exempted your father from the suspicion of corruption with this loan officer and ruled out the problem of * * *!

This case is a criminal case, because your father knew that the loan officer illegally lent money and gave conditional help, and your father could not escape in any case. If your father fails to repay the loan, according to the criminal law of our country, your father may also constitute the crime of defrauding the loan! ! ! ! If your father's loan is for usury, whether it can constitute the crime of usury depends on the determination of the judicial organs, and basically it will not be investigated. If none of the above is true, then your father has nothing to do with those crimes! As long as your father can prove the above situation and clarify the facts to the judicial organs, your father is basically fine. Take it well. Now that the loan officer owes you money, he will also handle the loan in a civil case, but the problem is that the loan terms of your father and the loan officer are invalid because they are illegal and invalid. The loan officer returned the property of 20,000 yuan, but the interest was not protected. You should keep the evidence well. As for the loan officer, that's a matter for the judiciary. He has been involved in criminal offences. You can file a criminal incidental civil action to solve this problem!

If you file a lawsuit, you can go directly to the court, and the court will follow the relevant procedures. You can also go to the public security organ to report the case, and the public security organ will file a case for investigation, report it to the procuratorate, and the procuratorate will initiate a public prosecution!

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