I believe many users want to know the interest of the loan before applying for it. How much is the interest of Baidu's money 10000? What will happen if you don't repay on time? Let's give you a detailed introduction.
How much is the interest of Baidu's money 10000?
Baidu Youhuahua provides different loan services for different types of users. In order to meet the actual needs of different users, at present, Youhuahua has launched two loan products that can easily meet users' money needs, namely, all-easy loan and exclusive loan, which mainly provide timely online loan services for borrowers.
If the cash is withdrawn by credit card, the date is 0.05%, that is, the loan 1 000 yuan, and the daily interest is 5 yuan. Compared with credit cards, the money spent has lower interest and the interest calculation is more transparent. The daily interest rate of Iman loan is as low as 0.02%, and the loan is 1 1,000 yuan. The lowest interest rate is only 2 yuan per day. The monthly interest rate of exclusive loans is as low as 1%. If you apply for a loan of 1 ,000 yuan on the platform, you only need to repay the loan interest of 1 ,000 yuan every month. At present, if you have money to apply for a loan, you only charge the borrower interest on the loan, and you don't charge other service fees and management fees. (Click here to test the consumption amount for free)
What will happen if you don't repay on time?
As the three formal credit service brands of BAT, the credit products of Tencent Weizhong Bank, the loans of Ali Alipay and the rich flowers of Baidu Xiaoman Finance all fulfill their reporting obligations in strict accordance with the credit management norms of the People's Bank of China. Therefore, the meeting received a loan with money to spend, and the loan record with money to spend will be reflected in the credit report of the People's Bank of China.
If the borrower has overdue behavior, the borrower will only charge overdue interest on a daily basis if he has money to spend. From the overdue date of the user, the overdue fee is calculated at 0.5 times of the normal interest rate of 65438+ until the borrower pays off all the debts. In order to avoid penalty interest, the borrower must not be overdue, and overdue will also affect personal credit, so everyone must pay attention to repayment on time.
In fact, consumer loan products are connected to personal credit information, which helps financial institutions to evaluate users' personal credit status, and only truthfully feedback your historical usage records. At the same time, your good credit loan repayment record will become your "positive information", which is conducive to the accumulation of your personal credit level and a good credit certificate for applying for other loans.