After the loan arrives, the funds cannot be used, because the loan funds can only be used at the designated merchants. For example, after the decoration loan is issued, the funds can only be used for decoration-related consumption. If it is used for other consumption, the payment is unsuccessful. Therefore, if the loans and funds applied by users have specified purposes, please use them according to the specified purposes.

If it is impossible to withdraw cash or transfer money, and the loan funds are frozen, customers can contact the staff of lending institutions and platforms for consultation.