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Can you introduce the entrusted loan of China Bank's new enterprise online banking fund pool?
1. Can you introduce the entrusted loan of the Bank of China's new enterprise online banking fund pool?

Introduction of the entrusted loan from the online banking fund pool of China Bank's new enterprise;

"Cash pool entrusted loan" is a kind of entrusted loan for cash management, which can automatically judge the nature of borrowing and repayment of each fund transfer transaction in the cash pool, and automatically calculate the principal balance and interest of the entrusted loan for cash management according to the internal pricing interest rate.

The above contents are for your reference. Please refer to the actual business regulations.

If in doubt, Huan

You are cordially invited to download and use the mobile banking APP of Bank of China to handle related business.

2. Who knows what the bank entrusted loan interest rate is?

I can't find the specific documents for the time being, but I can guarantee that what I said is correct. The entrusted loan interest rate has only an upper limit, but no lower limit. Generally, the customer and the borrower negotiate, and the bank will not intervene. The interest rate can be 0 (but some banks can't do this because of the system itself). The regulations on the interest rate ceiling are different, but they are not very harsh. The purpose is only to prevent regularization. Interest rates below 10% will definitely not exceed the limit. I remember a document saying that it should not exceed the highest interest rate of loans from the People's Bank of China for the same period.

Third,

4. How is the entrusted loan interest rate set by China Bank Company?

The interest rate of the entrusted loan of China Bank Co., Ltd. shall be determined by the client and the borrower through consultation. The entrusted loan interest rate shall not violate laws, regulations and regulatory provisions. Due to differences in business in individual regions, please consult our handling outlets for details. You can also enter our online customer service manual service and call our customer service hotline 95566 (please call 86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation. The above contents are for your reference. Please refer to the actual business regulations.