Huaibei second-hand housing down payment ratio is defined according to whether the buyer is the first suite. The minimum down payment for the first suite is more than 30% of the total house price, and for the second suite, the minimum down payment is more than 40%.

The required procedures and materials are as follows:

1, ID card, marriage certificate and household registration book of both husband and wife.

2. proof of income of both husband and wife,

3. There is no room permit (if it is an individual second suite, it is not needed).