Student loans are distributed in two parts, one part is distributed to schools, and tuition fees are directly distributed to students. The other part is transferred to the balance of the student's Alipay repayment account. Students can bind a debit card, then withdraw the cash into the card, and then withdraw it from the ATM. Of course, students can also leave their money on Alipay for online consumption.

The process of withdrawing the balance from Alipay to debit card is as follows:

1. Open Alipay and click My-Balance-Withdraw;

2. Select the received bank card, enter the withdrawal amount, and click "Confirm Withdrawal". (Alipay 10.6.3 1)

First, what conditions are needed to apply for a national student loan, student loan.

1. Undergraduates (including higher vocational students), second bachelor's degree students and graduate students with financial difficulties;

2. Persons with China nationality and 16 years of age or older must hold Chinese identity cards;

3. Have full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

4. Honest and trustworthy, law-abiding, no illegal behavior;

5. study hard and be able to complete your studies normally;

6. Due to the family's financial difficulties, the funds that my family and I can raise are not enough to pay for their basic expenses of study and life during their study. The application conditions for student-origin student loans are the same as above, and one item is added:

7. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district).

Two, apply for national student loans need to provide materials:

1. Apply for a national student loan;

2. Copy of my student ID card and ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4 township, town, street civil affairs departments and county-level education administrative departments to identify their family financial difficulties. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

5. Other supporting documents and materials required by the bank or school.