1-2 years. According to the information displayed by official website of Southern Finance Network, the loan period that enterprise credit loans can apply for is generally 1-2 years; Enterprise mortgage loan can be handled for a relatively long period of time because of the mortgage of real estate, and the longest enterprise loan can be applied for ten years. Cloud Credit is an Internet financial service company based on cloud computing, focusing on intelligent financial management, intelligent credit reporting and Pratt & Whitney.