1. An employee in Shenyang said that he applied for a commercial loan and bought a suite. Now they want to apply for a commercial loan to transfer to a provident fund loan. I wonder if it is feasible.

2. According to relevant policies, at present, Shenyang commercial loans cannot be converted into provident fund loans. If it is a commercial loan, after the real estate license is issued, you can apply for the withdrawal of Shenyang housing provident fund.

Extraction requirements:

1. Original ID card (when the husband and wife take over the house with "sole ownership" or the owner's spouse takes over the house, both ID cards must be provided at the same time);

2. If both husband and wife extract or the spouse of the owner of the house applies for extraction, proof of the relationship between husband and wife (original residence booklet or marriage certificate) is required;

3, stamped with the seal of the unit "housing provident fund extraction application approval form";

4. Original property certificate;

5, the original "deed" (no "deed", need to provide tax returns);

6, collective land property housing purchase amount is difficult to determine, the need to provide proof of housing value issued by the relevant government departments at or above the township level. If it is difficult to determine the purchase amount of the relocated house, provide the original tax invoice for the increased area;

7. To extract the "Property Ownership Certificate" in the field, it is necessary to provide the foreign household registration or identity certificate (the local household registration certificate of the employee, spouse, parents or children can be used), or apply for the employee's work certificate in the field issued by the employee's housing provident fund deposit unit (the official seal is required;

8. Original loan contract and mortgage contract;

9. Repayment voucher;

10, joint card of housing provident fund (except unissued).

To sum up, employees should apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Legal basis:

Article 5 of the Regulations on the Management of Housing Provident Fund

The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.