I can't. When applying for a loan, banks should consider many aspects, not only the personal credit status, but also whether the lender has the repayment ability. Two calling cards are not allowed to apply for a loan, and the procedures are complicated and the loan is difficult. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.