Personal salary guarantee loan (referred to as "salary loan" for short) is a RMB loan issued by Agricultural Bank of China to individual high-quality customers with good credit, with personal stable salary income as repayment guarantee to meet consumer demand. Paid loans shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

The minimum amount of paid loans is 20,000 yuan, and the maximum amount is not more than 2 million yuan in principle.

The shortest loan period is 3 months, and generally the longest is no more than 3 years; For specific high-quality individual customers, the loan period is no longer than 5 years. At the same time: loan term+borrower's actual age ≤ national legal retirement (retirement) age.

The "pay-as-you-go loan" business is subject to differentiated pricing management according to customer qualification, risk coverage, loan cost, horizontal competition and other factors, specifically in accordance with the relevant provisions of the Head Office on interest rate pricing.

Note: The specific business type, handling process and handling conditions are subject to the relevant regulations of local branches.