1, you can borrow money,

2, personal loans, men can reach 70 years old, women can reach 65 years old.

3. When the owner is 80 years old, he can do it, and the mortgage is different. Just find a younger one.

4. The loan process is as follows:

The application was accepted.

1) After the borrower submits the micro-loan application to the micro-loan bank, the handling personnel will introduce the application conditions and waiting period of the micro-loan to the borrower, and at the same time conduct a preliminary review of the borrower's conditions, qualifications and application materials;

2) Re-examination: the handling personnel shall take reasonable measures to examine the authenticity of the materials submitted by customers and evaluate the repayment ability and willingness of the applicants according to relevant regulations;

3) Approval: The authorized approver will finally approve and determine the comprehensive credit line and the validity period of the line according to the customer's credit rating, economic status, credit status and guarantee status;

4) Payment: After the loan conditions are met, the customer can apply for the loan amount from the loan bank at any time according to the capital demand;

5) Post-loan management: the loan bank shall supervise and inspect the borrower's income and loan usage according to the relevant provisions of loan management, and the inspection results shall be recorded in writing and filed;

6) Loan recovery: According to the repayment plan and date agreed in the loan contract, the borrower repays the principal and interest in full and on time on the repayment due date, and this small loan process ends.

Housing mortgage loan is a kind of loan provided by the bank to ensure the safety of the loan. The borrower's real estate, securities and other documents can legally obtain the lien and pledge of the borrower's property through a certain contract. This kind of loan is actually a loan method in which the debtor (mortgagor) legally transfers the property ownership to the creditor (mortgagee) to obtain a loan. During this period, if the debtor fails to repay the loan principal and interest on schedule, the creditor has the right to dispose of the collateral and get priority compensation. This loan method can reduce the loan risk of creditors and provide the most effective guarantee for creditors to recover their loans. The use of mortgage loan in housing credit is based on the security, liquidity and profitability of bank operating funds. Because the borrowers of this kind of housing loan are mostly individual residents, it is impossible for banks to clearly know the financial strength and credibility of borrowers, which increases the risk of bank loans, and mortgage loans provide creditors with an effective guarantee to recover loans under the condition of high loan risk. Therefore, most banks use mortgage loans in their housing loans to individual residents.