The business process of housing provident fund withdrawal is as follows: employees apply for housing provident fund withdrawal to their employers, and the employers issue the withdrawal application in duplicate after verification. Employees of centralized sealed households apply for withdrawal to sub-centers or management departments. The employee holds the Application Form for Extraction and other application materials, and applies to the sub-center or management department that paid the housing provident fund. The sub-center or management department issues the Notice of Extraction, which is signed by the employee to confirm the withdrawal amount. On the same day, the employee went to the Construction Bank to handle the withdrawal formalities with the withdrawal application in duplicate and the withdrawal notice in triplicate reviewed and confirmed by the sub-center or the management department. After the payment is confirmed by CCB, the employee will return a withdrawal notice to the unit as the accounting voucher of the unit.

Conditions for withdrawal of provident fund: purchase, construction, renovation and overhaul of self-occupied housing; Repay the principal and interest of the house purchase loan; Rent a house for self-occupation; I or my spouse, parents or children suffer from serious diseases, causing serious difficulties in family life. Encountered sudden major natural disasters, causing serious difficulties in family life; Being included in the scope of the minimum living guarantee for urban residents in this Municipality. Provident fund, usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.