Banks have consumer loans and installment payments, and the interest is calculated in different ways (loans are calculated at the annual interest rate, and installment is the handling fee).

Loan:

Personal consumption loans can be used to buy a car, including credit and real estate mortgage;

Personal car loan, you need to mortgage the car you bought or find a guarantee company to guarantee the whole process. ?

Personal car loan: it is a loan business that mortgages the purchased car to our bank and the guarantee company fully guarantees it; At present, this variety is rarely handled in cities, so it is recommended to purchase cars by credit card.

Car purchase: the credit card center cooperates with 4S stores to purchase credit card installment payment services of designated brands and models. ?