Those who buy houses in Guangyuan urban area can enjoy the financial subsidy policy. The first set of newly-built commercial housing will be purchased with a financial housing subsidy of 100 yuan/square meter, with a maximum of 100 yuan for a single set (excluding price-limited commercial housing); If new commercial housing is purchased again, the financial housing subsidy will be given 150 yuan/square meter, with a maximum of10.5 million yuan for a single set (excluding price-limited commercial housing); The purchase of new commercial housing, according to the total housing price 1% to give financial subsidies; If you buy a new garage parking space, you will be given a financial subsidy of 3,000 yuan/vehicle for the first time and 5,000 yuan/vehicle for the second time.
Guangyuan City will also implement the provident fund purchase support policy. Increase the limit of provident fund loans from 500,000 yuan to 600,000 yuan for single employees and from 700,000 yuan to 800,000 yuan for double employees.
Reduce the down payment ratio of provident fund loans. If the depositor purchases the first set of ordinary self-occupied houses in the administrative area of Guangyuan City, the minimum down payment ratio will be reduced from 30% to 20% when applying for provident fund loans, and the minimum down payment ratio for re-purchasing ordinary self-occupied houses will be reduced from 40% to 30%.
Adjust the way of identifying the number of housing units, take the provident fund loan record as the basis for identifying the number of housing units for housing provident fund loans, and implement the first home loan policy without housing provident fund loan records; There is a housing provident fund loan record and the loan balance has been settled, and the second home loan policy is implemented.
Relax the age limit for provident fund loans. For lenders with good personal credit and repayment ability, the loan period may be appropriately relaxed to 5 years after retirement (the loan period shall not exceed 30 years).
Implement flexible repayment methods. Before the principal of the provident fund loan is settled, the depositor may apply to repay the principal of the provident fund loan in advance by using the balance of the provident fund of himself and his spouse.
Implement the same city loan policy. Employees who have paid housing provident fund in different places have paid housing provident fund continuously for 6 months or more, and their personal housing provident fund accounts are in a normal state. Those who buy self-occupied housing in Guangyuan can enjoy the same loan policy for local employees.