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Is Shanghai Baoshan Miaohang Loan Company a liar? After I signed a loan contract with them online, I was asked to pay 3000 yuan in insurance money first, and said that I would pay all the bills.
Obviously, he is a liar. He also said that all my accounts would be frozen to scare you. Only the public security has the right to freeze, and banks do not have this right without public security notice.

The current P2P online lending models are all liars, except for the bank official website, which is formal, others are liars.