1. The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
2. All regions should continue to vigorously promote the work of national student loans to meet the loan needs of college students and graduate students. The financial department should fully arrange and timely allocate the national student loan discount and risk compensation funds. The handling bank shall, according to the loan demand, fully arrange and timely issue the national student loan credit funds. Colleges and universities should bear 50% of the risk compensation for national student loans in accordance with the requirements of the Notice of the General Office of the State Council on Forwarding Several Opinions of the Ministry of Education, the Ministry of Finance and the Banking Regulatory Commission of the People's Bank of China on Further Improving the Work of National Student Loans (Guo Ban Fa [2004] No.51), and cooperate with the handling bank to verify the tuition and accommodation standards for students applying for loans.
3. After the adjustment of the national student loan subsidy standard, the Notice of the General Staff Department of the Ministry of Finance and the Ministry of Education on Printing and Distributing the Measures for State Funding for Compulsory Military Service for College Students (Cai Jiao [2065438+03] No.236), the opinion of the Ministry of Finance, Notice of the Ministry of Education and the General Political Department of the General Staff Department on implementing the education subsidy policy for retired soldiers (No.20165438) and Notice of the Ministry of Finance and the Ministry of Education on Printing and Distributing the Interim Measures for Tuition Fees and National Student Loan Compensation for Graduates of Ordinary Colleges and Universities (No.2009 15) on tuition compensation, the national student loan compensation and tuition subsidy standards are adjusted to a maximum of 8,000 accordingly.