1, hesitate to surrender

Surrender in hesitation period means that the insured can surrender within the hesitation period stipulated in the contract. At this time, surrender only deducted the cost of the work, and then returned all the insurance money.

Step 2 surrender normally

Surrender beyond the hesitation period is normal surrender. Generally, the cash value of the policy will be refunded within 30 days from the date of receiving the applicant's application. However, it should be noted that normal surrender can refund the cash value of the policy, not all the insurance money.

Gitzo's phased surrender process:

1, bring your ID card to find a sales assistant;

2. Download the surrender application form in Gitzo official website, print, fill in and take photos, and then send it to the mailbox specified in the application form, and it will be processed within 5 working days after the successful delivery;

3. You can call the official customer service number of Gitzo, and someone will follow up the surrender.

Gitzo installment insurance is an insurance service in which Shenzhen Gitzo Financial Services Co., Ltd. is the applicant and Sino-Italian Life Insurance Co., Ltd. is the insurer, and borrowers can voluntarily choose to participate.

What is Gitzo staging? After selecting the goods from the merchants' shops cooperating with Gitzo Financial Services Company, they are mainly 3C products such as mobile phones, computers and cameras, household appliances, motorcycles, battery cars and mini-cars. You only need to pay a certain deposit to take the goods, and Qian Yue will provide the rest. There is no guarantee or mortgage. As long as there is a fixed job in the prefecture-level city where the goods are purchased, students from local colleges and universities can also handle it. The process is simple and quick, but there are certain interest and handling fees.

Gitzo staging advantages:

Convenient and quick to adapt to this fast-paced social life. Therefore, if the process of choosing installment payment is too complicated, I believe most people will choose to give up. Gitzo's staging process is simple and quick. Just a few steps, you can easily wait for your favorite products to come home. Select the goods and calculate the loan amount, leave contact information or call the customer service hotline directly. Professionals will process the information, prepare the supporting documents needed for handling the loan, fill out the loan application form at the selected sales outlets and wait for the contract approval. Agree to the repayment plan and related contract contents and sign relevant documents. After paying the down payment, you can take the product home. Staged life is as simple as that.

Is Gitzo Loan a usury?

Usury is illegal, so the borrower can only repay the principal and interest within the scope prescribed by law. In addition, since usury is a violent crime when there are many ways to collect debts, it is not recommended for the parties to consider this loan method. Microfinance companies like Gitzo are actually institutions that fill the gap in national microfinance according to market demand. The demand for small loans is large, but the risks and operating costs are relatively high. Generally speaking, Gitzo is not a usurer, but various small loan companies have different requirements in terms of fees.

Is Gitzo Loan Reliable?

Gitzo loan service is a convenient loan and installment payment service for customers to buy mobile phones, computers, electric cars, motorcycles and household appliances. At present, it also provides petty cash installment service for customers with high repayment quality. Gitzo is officially registered, but the interest rate is higher than that of the bank. Compared with banks, Gitzo's review of personal information is relatively loose, and the next payment will be faster. The formal loan platform will not require you to pay some extra fees, such as handling fees, referral fees, deposits, etc.