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Can rural credit cooperatives use vehicle mortgage loans?
Of course.

1, the car can be mortgaged, but how much you can borrow depends mainly on the bank's evaluation, not on the amount of car purchase.

2. automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third party's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption. 3. Requirements and materials for applying for car loan service for car mortgage: having a stable job, and the applicant has the ownership of the local mortgaged vehicle; Proof of long-term residence and work, occupation and economic income in this city; Motor vehicle registration certificate, driving license, additional proof of purchase tax (original) and car purchase invoice; Insurance policies, travel taxes and tax vouchers related to imported vehicles; Identity card (temporary residence permit or residence permit provided by non-local account customers within the validity period); Other documents required by the Cooperation Organization.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 394 Where the debtor or a third party mortgages the property to the creditor to guarantee the performance of the debt without transferring the property, and the debtor fails to perform the due debt or realize the mortgage right according to the agreement of the parties, the creditor has the right to be paid in priority for the property.

The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property. People's Republic of China (PRC) Civil Code

Article 395 The following property that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.

The mortgagor may mortgage the property listed in the preceding paragraph together.